The People at Sanders Financial Planning


Michael is the Owner Manager of Sanders Financial Planning along with his wife Meredith. His involvement in the financial planning industry came about as a result of Meredith’s employment in this industry since 1976. Michael has an accreditation as a Certified Financial Planner (CFP) with the Financial Planning Association. This means he has a commitment to ongoing study to keep abreast of industry trends. His office role is organising strategies with clients and ensuring that all the members of staff work as a caring team.

Outside of work Michael reads, likes fishing, has an involvement with the Cockburn Powerboat Association and loves holidays with his wife and family, caravanning or camping along the coast.


Luke commenced with Sanders Financial Planning in April 2005. He began with filing and administrative duties. He has completed his Graduate Diploma in Financial Planning and is going to continue his studies with a Masters of Financial Planning. Once Luke has completed his Masters, he will then pursue his Certified Financial Planning Accreditation. Currently, his chief role is the Para Planner/Financial Planner (research analysis and computer modelling). He is a big believer in putting into practice for himself, what Sanders Financial Planning advises others to do for themselves.

Luke lives with his wife and kids in their home in Marangaroo. He has a healthy obsession with fishing (at times it can take over his life). Luke plays football for his local football team Ballajura and follows the mighty West Coast Eagles in Aussie Rules football. Luke also enjoys spending time with his family and friends.

You can access a copy of Luke’s Financial Service Guide (FSG) by clicking on the following links.
FSG Part 1 or FSG Part 2


Meredith has worked in the insurance and finance industry since she was 16 years of age. Commencing with a position with a Fire & General Insurance Company and changing to the Life Insurance & Finance industry a few years later. Michael and Meredith married in 1982. Meredith left work to be a stay at home Mum looking after two young children, Claire and Luke. For the following years she took on part-time secretarial work within this industry. Meredith recommenced working in the early 1990’s, supporting Mike in the establishment of their Financial Planning Business.

After having been the mainstay of the office administration for many years, she is taking a step back and doing more part-time work and supervising three staff. Meredith is very house proud, her interests are gardening, looking after her beautiful grandchildren, reading and going on holidays with Mike and her family. Meredith also is an avid West Coast Eagles supporter.

"Thank you again for another year, moving forward.  Knowing you guys are always there, helps."

Glenn & Linda

"I cannot thank you guys enough for all the help you have given in sorting everything out for me. Without you I’m not sure where I’d be right now, you are all very much appreciated."


"Dear Mike, Kaye and I would like to express our appreciation to you for introducing us to Murray and your assistance today in establishing the review of our Will. We appreciate that it was a service that you were not obliged to provide, but you did so because that is the type of person you are, and the person we have come to respect, trust and call a friend. We were both impressed with Murray as both a professional and caring person and feel comfortable with him addressing one of our most important phases in life.

Thanks again for all your help."

Kaye and Barry

"To Michael & Meredith Thanks so much for your caring support it means a lot to me. Hope all is well."


"To Sanders Financial Planning, many thanks for your help and kindness, we do appreciate it."

Gwen and Charles

"Mike, Thank you for allowing the time for me to learn from your valuable experience."


"Mike, your time, inspiration and wisdom have been invaluable, truly thanks a million."